UK General MOT Test Insurance

UK General MOT Test Insurance 2017-04-05T11:45:41+00:00

UK General’s MOT Test Insurance can help with the cost of repairs or replacement of parts, provided they are shown as having failed the MOT standards on a refusal to issue an MOT certificate.

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Key features

  • Cover available for cars up to the age of seven with mileage of up to 70,000
  • Claims limits of £500 and £750 are available
  • 12 month policy, which is annually renewable
  • Policy operative time is 30 days prior to MOT test date and 30 days post MOT failure

Unique features

  • Simple and clear eligibility criteria for brokers and customers to see if the product is suitable
  • No need to capture the customer’s MOT test date as the policy term is 12 months with an operative time which will automatically apply whenever the MOT is due
  • Policy documentation in clear English to support customer understanding of the product
  • Easy to read ‘What is covered’ and ‘What is not covered’ sections, which are side by side for quick comparison
  • Exclusions, policy conditions and general conditions are accompanied by simple explanations which outline why these apply
Download the key facts for this product
Download the policy wording for this product
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