Personal Lines Trading

Personal Lines Trading

Brokers

Open GI provides four main personal lines rating engines, equipping the market with access to a wide range of leading products for private car, small commercial vehicle, private motorbike and residential household. All of the engines are able to cater for all transactions types:

  • New Business
  • Mid-Term Adjustments (including Temporary Adjustments)
  • Cancellations
  • Renewals
Click for MGAs/Insurers’ Personal Lines

Brokers

Open GI provides four main personal lines rating engines, equipping the market with access to a wide range of leading products for private car, small commercial vehicle, private motorbike and residential household. All of the engines are able to cater for all transactions types:

  • New Business
  • Mid-Term Adjustments (including Temporary Adjustments)
  • Cancellations
  • Renewals

Full electronic fulfilment is available across all four rating engines

Full electronic fulfilment is available across all four rating engines

MGAs/Insurers

Real-time pricing, rating updates and an enrichment service

Your business can benefit from the best anti-fraud and pricing tools available, thanks to integration with enrichment providers. This includes full integration with the MyLicence Enrichment Hub, providing real-time conviction and driving licence data at the point of quote. Credit and ID checks at point of quote are just two of the additional enrichment services available through our Personal Lines Product Functionality.

We also offer real-time pricing solutions and a Insurer Hosted Pricing solution. If you take advantage of our fully integrated Polaris RTE, then you’ll also enjoy instant rate changes.

Product functionality

Depending on your requirements and the engine you want, the following capabilities can be made available:

  • Premium override

  • Excess override

  • Vehicle override

  • Referral processing

  • Full postcode rating

  • Electronic renewals transfer

  • Accounts reconciliation

  • Rating by business source code

Discover our Open Market product range

Service Private Car Small Commercial Vehicle Private Bike Residential Household
Accounts Reconciliation
Add-on Marketplace
Aggregator Integration
Business Source Code Rating
Claims Processing
Enrichment Services
Full Cycle EDI
Full Policy Administration System
Full Postcode Rating
Insurer Hosted Pricing
Multi-Vehicle N/A
N/A
MyLicence
N/A
Point-of-Quote Enrichment Services
Referral Processing
Telematics
N/A N/A N/A
Weekly Rates Services

MGAs/Insurers

Real-time pricing, rating updates and an enrichment service

Your business can benefit from the best anti-fraud and pricing tools available, thanks to integration with enrichment providers. This includes full integration with the MyLicence Enrichment Hub, providing real-time conviction and driving licence data at the point of quote. Credit and ID checks at point of quote are just two of the additional enrichment services available through our Personal Lines Product Functionality.

We also offer real-time pricing solutions and a Insurer Hosted Pricing solution. If you take advantage of our fully integrated Polaris RTE, then you’ll also enjoy instant rate changes.

Product functionality

Depending on your requirements and the engine you want, the following capabilities can be made available:

  • Premium override

  • Excess override

  • Vehicle override

  • Referral processing

  • Full postcode rating

  • Electronic renewals transfer

  • Accounts reconciliation

  • Rating by business source code

For more information, please call us on 01905 754455